Why Use Brokers?

First and foremost as your broker, we don’t sell you insurance, we buy it for you. Insurance is all about protecting and safeguarding your farm, your business, your family or yourself if something unexpected happens.

• Which of the hundreds of policies available will provide you with the best and most appropriate cover?
• How do you select an insurance company?
• How do you make sense of all that fine print?

As a Registered General Insurance Broker, Darling Downs Insurance Brokers is qualified to give you the best advice. We represent you, the insurance purchaser and not the insurance company.

As a professional insurance broker we will first of all seek to understand your insurance requirements and then provide an objectively tailored plan to meet your requirements.

In the event of a claim, we will take care of the paperwork and follow up with your insurance company to make sure your claim receives prompt attention. Never underestimate the complexity of purchasing insurance for your business or your farm. Even car and home insurance, whilst they may seem like relatively straightforward purchases, can be fraught with pitfalls. All you need to do is read some of the reviews of people who have tackled the direct market themselves at http://www.productreview.com.au/c/insurance.html to see the unexpected problems that can and often do occur. We know what to look out for and, should the unexpected happen, how to fix any problems that may occur. Going direct to the insurer or buying insurance through the internet may appear cheaper, but would you fight a legal dispute without a solicitor or lodge your company’s tax return without an accountant?

Using us as a broker doesn’t necessarily cost more. Often it costs less because of our knowledge of the insurance market and our ability to negotiate competitive premiums on your behalf. You have the benefit of us explaining your policy to you and warning you of any special situations to watch for.

You also have the added protection of knowing, should you suffer a loss as a result of a broker’s negligence, as a registered insurance broker we are required to carry professional indemnity insurance, which can be used to compensate you.

No Matter what you need to protect, we endeavour to provide the best insurance cover to give you peace of mind.